Cleveland Divorce & Bankruptcy Attorney

Ohio Foreclosure Lawyer

Divorce often results in a dramatic change in financial circumstances for one or both parties. Financial difficulties can also contribute to a divorce. If you are considering divorce or bankruptcy, you need an experienced attorney who understands how divorce and bankruptcy issues can be resolved together.

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The Cleveland divorce and bankruptcy attorneys at Slive & Slive, L.P.A., can explain how divorce and bankruptcy can affect each other and ultimately affect your financial future.

You may want to consider filing for bankruptcy while you are still married in order to get debt relief before you begin a divorce proceeding. That way unsecured debt can be wiped clean and the division of marital property becomes much less complicated.

If you do not address debt before the divorce, both ex-spouses can be held wholly responsible for the full amount of debt. Your creditors can seek the full amount from either of you. If one spouse is granted a bankruptcy discharge after the divorce, the other party will be solely and fully responsible for the debt.

Divorce and Chapter 7 Bankruptcy

If divorce has left you unable to pay your bills on time, consider filing for Chapter 7 bankruptcy. Filing for Chapter 7 bankruptcy can discharge certain kinds of debts such as medical bills, credit card debt or personal loans. This can also free up your assets so that you can avoid foreclosure and start paying your mortgage on time now. You do not have to wait for things to get worse.

Late Home Mortgage Payments and Foreclosure

You may already be behind on mortgage payments due to your divorce. If that is the case, you must act quickly before it is too late to prevent home foreclosure. Chapter 13 debt reorganization allows you more time to negotiate a repayment plan with your creditors and can strip a second mortgage from your home.

Contact an experienced foreclosure lawyer who is familiar with divorce and foreclosure at Slive & Slive for a free initial consultation. An experienced family law attorney will explain every step of the process and help you make the best decision for your future. Your phone calls will be returned promptly and your needs addressed in a timely manner. In addition to our weekly hours, our Cleveland offices offer Saturday morning appointments and we accept all major credit cards.